Oldbury, B68
Two-bedroom detached bungalow with garage and large gardens
Detached bungalow
Market value: £380,000
Lifetime lease price from £198,299 (age 70, single)
Illustrative estimate, not an offer.
View home and lease pricesPilot scheme · For over-70s in the West Midlands
Move to the home you want, for less. Secure for life.
Lifetime Homes helps over-70s buy a lifetime lease on their next home, below its market price, with no rent, mortgage or interest to pay.
Pay less than market value
You pay a one-off sum that is below the home's market price.
Rent-free and mortgage-free for life
No rent, no mortgage and no interest, for as long as you live there.
Registered at the Land Registry
Your right to live in the home is legally registered and protected.
Featured home
How it works
Four simple steps
- 1
Choose
You pick a home you love on the open market.
- 2
We buy
We buy it at market value.
- 3
You get a lifetime lease
You pay a one-off sum, below market value, for a registered lifetime lease.
- 4
Live there for life
Rent-free and mortgage-free for the rest of your life.
Illustrative worked example
£200,000 home · age 70 · single
The home buyer pays £100,000 for a Lifetime Lease; the investor pays £100,000 and owns the home. The home is bought at market value. This example uses a company investor, higher-rate purchase stamp duty and no works.
You pay one Lifetime Homes fee of £4,999: £1,200 when you instruct us and £3,799 when your purchase completes. You don't pay any stamp duty on the purchase of the home; the investor pays it. You pay your own solicitor and any works you choose.
| Your share of the price | £100,000 |
|---|---|
| Instruction fee · paid on instruction | £1,200 |
| Completion fee · paid on completion | £3,799 |
| Purchase stamp duty · paid by investor | £0 |
| Stamp duty on your lease | £0 |
| Legal fees estimate | £2,000 |
| Estimated works | £0 |
Your total
£106,999
You save £93,001 (46.5%) compared with buying this home outright.
You can live in this home rent-free and mortgage-free for the rest of your life.
Lease stamp duty assumes this is your only home.
These figures are estimates for illustration only and are not an offer. Final prices depend on your age, circumstances, the property and professional advice. Stamp duty is based on 2026/27 rates for England and your own situation may differ. Lifetime Homes does not give financial, legal or tax advice.
Investors: buy homes alongside us.
Own UK homes well below their value, with no tenants to manage.
Our promise
Honest, careful and on your side
Independent solicitor
Every customer has their own independent solicitor.
Published pricing
Our pricing approach is open for anyone to see.
No pressure
Take all the time you need. We never rush decisions.
Family welcome
Bring family to every meeting. We encourage it.