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Oldbury, B68
Two-bedroom detached bungalow with garage and large gardens
Detached bungalow
Market value: £380,000
Lifetime lease price from £198,299 (age 70, single)
Illustrative estimate, not an offer.
Lifetime lease prices
Based on the market value of £380,000, current pricing settings and no works. The investor pays all home-purchase stamp duty.
| Home buyer | Share | Share price | Lifetime Homes fee | Lease stamp duty | Legal estimate | Buyer total | Saving |
|---|---|---|---|---|---|---|---|
| Age 70–74, single | 50% | £190,000 | £4,999 | £1,300 | £2,000 | £198,299 | £181,701 (47.8%) |
| Age 75–79, single | 40% | £152,000 | £4,999 | £540 | £2,000 | £159,539 | £220,461 (58.0%) |
| Age 80+, single | 33% | £125,400 | £4,999 | £8 | £2,000 | £132,407 | £247,593 (65.2%) |
| Couple aged 70–74 | 55% | £209,000 | £4,999 | £1,680 | £2,000 | £217,679 | £162,321 (42.7%) |
The Lifetime Homes fee includes £1,200 on instruction and £3,799 on completion. Lease stamp duty uses standard rates and assumes this is your only home.
These figures are estimates for illustration only and are not an offer. Final prices depend on your age, circumstances, the property and professional advice. Stamp duty is based on 2026/27 rates for England and your own situation may differ. Lifetime Homes does not give financial, legal or tax advice.
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